Miami vs Indiana Picks and Prediction for Monday January 19 2026

By: Eddie Kline Updated 01/21/2026, 02:36 PM ET

Miami Preview

The 2025-2026 College Football National Championship will take place on Monday night, when the Miami Hurricanes battle the Indiana Hoosiers from Hard Rock Stadium. Make sure you are ready for all the football action with our college football picks. The tenth-seeded Hurricanes (13-2) were nearly left out of the College Football Playoff but have reeled off three straight victories against top seven teams. On Thursday, Miami converted 11 of 19 third-down attempts during a 31-27 victory against Ole Miss in the Vrbo Fiesta Bowl.

Miami QB Carson Beck (268 pass yds) ran for a three-yard touchdown run with 18 seconds remaining to cap a 15-play 75-yard game-winning drive. Mark Fletcher Jr. carried 22 times for a game-high 133 rushing yards. Keelan Marion (114 rec yds) and Malachi Toney caught touchdown passes for the Hurricanes.

Indiana Preview

The Indiana Hoosiers were the laughing stock of the college football world until head coach Curt Cignetti came to Bloomington. The top-seeded Hoosiers (15-0) rank 11th nationally in total offense and are averaging 42.6 points per contest. On Friday, Indiana followed up a 35-point blowout of Alabama with a 56-22 rout of Oregon in the Chick-Fil-A Peach Bowl.

Heisman Trophy winning QB Fernando Mendoza completed 17 of 20 passes for 177 yards and five touchdowns. Indiana RB Kaelon Black rushed for a team-high 63 yards and found the end zone twice. WR Elijah Sarrett added 75 receiving yards and a pair of touchdowns for the Hoosiers, who forced three turnovers.

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Miami vs Indiana Pick

The Miami Hurricanes are looking to win their first national championship since the 2001-2002 season and have a chance to do it on their home field. The Hurricanes were 7-1 at Hard Rock Stadium this season, with their only blemish being a 24-21 loss versus Louisville. Indiana has covered their three biggest games and Cignetti has his team executing with precision. Take the Hoosiers to cover and capture their first football national championship. Final Score Prediction, Indiana Hoosiers win 31-20.

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